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Rynek polis zdrowotnych przeszedł w ostatnich latach ogromną zmianę. Ubezpieczeni dużo lepiej rozumieją znaczenie profilaktyki, firmy odczuwają rosnące koszty absencji i spadku produktywności, a system publiczny – przeciążony i niedofinansowany – nie nadąża za współczesnymi potrzebami diagnostycznymi.

Dodatkowa pewność diagnozy, pełniejsze zrozumienie sytuacji zdrowotnej i wsparcie w wyborze najlepszej możliwej ścieżki leczenia. Ubezpieczeni korzystający z polis zdrowotnych TU Zdrowie mogą teraz skorzystać z Drugiej Opinii Medycznej. Dzięki partnerowi MediGuide ubezpieczony otrzymuje wsparcie w analizie dokumentacji medycznej, diagnozie i leczeniu od specjalistów z renomowanych światowych ośrodków medycznych.

Jeszcze kilkanaście lat temu moment wyprowadzki z domu naturalnie wyznaczał granicę samodzielności. Dziś ten scenariusz coraz rzadziej się sprawdza. Młodzi dorośli dłużej się uczą, ostrożniej wchodzą na rynek pracy i później osiągają stabilność finansową. Zmienia się rytm życia – i to nie tylko ich, ale całych rodzin. Późniejsza samodzielność młodych dorosłych oznacza dłuższą zależność od rodziny – także w obszarze zdrowia. Z myślą o tych realiach TU Zdrowie rozszerza ochronę dzieci w ubezpieczeniu zdrowotnym aż do 30. roku życia.

W dniu 23 września 2025 roku Rada Nadzorcza TU Zdrowie SA podjęła uchwałę w sprawie powołania Wojciecha Kropiewnickiego w skład Zarządu spółki, powierzając mu funkcję prezesa zarządu TU Zdrowie SA, pod warunkiem uzyskania zgody Komisji Nadzoru Finansowego.

22 grudnia 2025 r. Komisja Nadzoru Finansowego jednogłośnie wyraziła zgodę na powołanie Wojciecha Kropiewnickiego na prezesa Zarządu Towarzystwa Ubezpieczeń ZDROWIE SA. 

W dniu 23 września 2025 roku Rada Nadzorcza TU Zdrowie SA podjęła uchwałę w sprawie powołania Wojciecha Kropiewnickiego w skład Zarządu spółki, powierzając mu funkcję prezesa zarządu TU Zdrowie SA, pod warunkiem uzyskania zgody Komisji Nadzoru Finansowego.

A medical operator is an entity that schedules and arranges medical services for the insureds on behalf of the insurer. At TU ZDROWIE, this service is provided by Unimedi sp. z o.o., an operator belonging to the NEUCA Group. Due to the dynamic growth of the area of healthcare services organization, a single comprehensive, innovative healthcare ecosystem has been created within the NEUCA structures – Świat Zdrowia Operator Medyczny sp. z o.o. Starting December 1, 2023, Unimedi sp. z o.o will also become part of it.

TU Zdrowie provides staffing and 24-hour medical coverage at outpatient clinics organized on offshore platforms owned by LOTOS Petrobaltic. The insurer’s alliance with Poland’s only mining company dealing with the extraction and exploitation of oil and gas deposits in the Baltic Sea, in the Polish economic zone, has been launched as of April 2023. 

The “NEUCA dla Zdrowia” Foundation’s Dermal Care Bus will have visited 40 towns and cities across the country by the end of the summer break. Anyone willing will be eligible for a free examination of nevi for melanoma and other skin cancers. At the same time, they will get a chance to check their blood sugar levels. The “NEUCA dla Zdrowia” was joined in the campaign by TU Zdrowie, which also encourages its customers to prevent skin cancer. 

Although more men than women are born in Poland, there are already more than 150 women for every 100 men over age 65. Polish women live a longer healthy life and reach a more senior age than do men. Specialists suggest a few reasons for this: women take more care of their health than men, attend medical appointments more often and are more willing to get themselves checked. In contrast, men put off going to the clinics until something is apparently wrong with them.

“Algorithm for Health” - this was the theme of another workshop organized by TU Zdrowie targeting brokers, held in mid-June 2023. An algorithmic sales workshop was a key highlight of the agenda. What was the idea behind this meeting?

The development and expansion of IT tools supporting policy management is one of the most important components related to providing services to the insureds at TU Zdrowie. Further functionalities added to the Policyholder Panel will even more facilitate the work of HR departments, including being able to log in with a single account when servicing several companies within a single capital group. New reporting and policy grouping options have also been introduced to the Panel.

TU Zdrowie is closing 2022 with record results, both in sales and financial terms. In the past year, the company launched a new care model, which significantly improved the level of service for Insureds. The challenges TU Zdrowie will face in the coming months include the development of existing and launch of new health plans, including preventive examinations at workplaces, and the improvement of its customer care model.

The “NEUCA dla Zdrowia” Foundation’s cardiobus has once again embarked on a tour, during which it will pay a visit to nearly 40 towns and cities across the country. Until the end of June, in each place the cardiobus will stop, visitors will be able to take a free cardiological check-up and measure their blood sugar levels. The “NEUCA dla Zdrowia” Foundation’s campaign has been joined by TU Zdrowie, which is also inviting its customers to take part in preventive care for cardiovascular diseases.

Poland is at the forefront of cancer incidence among highly developed countries. One reason for this is that Poles avoid preventive examinations, even if they are readily available and free. Employers are helping by bringing mobile clinics to workplaces, where employees can get preventive examinations free of charge and without a referral.

The “NEUCA dla Zdrowia” Foundation will screen patients from 40 towns and cities across Poland for vision defects. Free screening tests for myopia, hyperopia, astigmatism, strabismus and more will be performed by qualified personnel using specialized equipment. The mobile clinic of the “NEUCA dla Zdrowia” Foundation hit the road on March 6 and will visit all provinces across the country over the next 2 months.

We have significantly expanded the availability of online schedules in the Insured Panel. With this solution, without having to talk to a consultant, Insureds can book an appointment at a specific facility at a convenient time. This saves time while reducing the waiting period for an appointment.

According to the World Health Organization, depression, along with alcohol abuse disorders, is one of the most common mental disorders in the world, and 9 out of 10 cases of suicide are linked specifically to depression. The demand for psychological and psychiatric help is growing every year. TU Zdrowie data shows that the number of mental health consultations increased by 240% last year versus 2019.

Employers are increasingly willing to invest in the health of their employees and, alongside medical packages, offer them free preventive examinations in the workplace. The validity of this type of action is reflected in the fact that last year alone, during special preventive actions carried out at work, up to 35% of employees were diagnosed with elevated blood sugar levels and 33% of those examined were referred for further diagnostics for melanoma. 

TU Zdrowie, Poland’s only insurance company specializing in employee health insurance and medical packages, has been awarded the Złote Godło Emblem. During the European Business Forum in Katowice, the award was received by Aleksander Roda, TU Zdrowie’s CEO.

Frequent international travelers require insurance that provides them with hassle-free access to medical care, anywhere they are. TU Zdrowie’s health policy, with VIP options, guarantees coverage for medical expenses while traveling abroad all over the world.

The Health Policy, which gives the insureds the freedom to receive medical services, has been awarded the QI 2022 “Złote Godło” Gold Emblem in the category: QI Services – Top Quality Services. The competition jury appreciated the efforts to roll out the Health Policy, as well as to promote the concept of quality.

A growing number of Poles are reaching out for psychological and psychiatric care. TU Zdrowie data shows that the number of consultations provided in the first six months of 2022 increased by almost 40% year-on-year.

The Poles are still facing long queues to see National Health Fund specialists. We have to wait the longest for an appointment with an endocrinologist, with an average of around 14 months, an ophthalmologist, with an average of over 9 months, and an allergist, with an average of around 7 months. The growing queues are a consequence of years of underfunding of public health care and the health debt generated by the pandemic. For this reason, an increasing number of Poles are looking for solutions to ensure that they receive faster care from specialist doctors.

One in five employees insured with TU Zdrowie chooses to include their family members, i.e. spouse or life partner and/or children, in their health insurance policy. Children of school age and younger currently account for around 13% of all the insureds. Every Tu Zdrowie insured can access the option to extend the insurance package to include family members or partners. 

The coronavirus pandemic has accelerated the rise of telemedicine. TU Zdrowie data shows that e-consultations account for every fourth appointment with doctors across various specialties. Patients are most often seen remotely by internists, family doctors, and pediatricians. This form of contact with doctors is no longer a matter of necessity, but primarily a matter of convenience and faster access to services. 

Last year alone, there were over 22,000 traffic accidents in Poland, leaving more than 26,000 people injured. Many of the injured face long-term consequences of their trauma and, after possible hospitalization, require further diagnostics and outpatient treatment, followed by rehabilitation to restore full fitness. In the meantime, waiting lines to see specialists continue to grow longer, and there is an average wait of about six months for National Health Service (NHF) rehabilitation, which delays recovery and thus return to work.

The first two Broker Academy events for insurance brokers, ‘From Health to Life’, jointly organized by Open Life TU Życie S.A. and TU Zdrowie S.A., took place on 21-22 and 28-29 June 2022.

TU Zdrowie closed the year 2021 with a net profit of more than PLN 10 million and premiums earned incl. income from loss adjustment intermediation on behalf of other insurance companies at a level of more than PLN 92 million. These are significant increases year-on-year. The insurer is successively expanding its product portfolio with more health plans. Tu Zdrowie is also updating its Policyholder Panel, which is intended to completely replace paper workflows.

As of 1 June 2022, TU Zdrowie has been providing the scheduling of health services with Unimedi, a new medical operator. This change is designed to increase the quality of service for the insured, to make it possible to introduce modern telemedicine and IT solutions and to ensure greater control over the security of the system. 

The signing of an employment contract entails an appointment with an occupational physician and a series of examinations to confirm the person’s fitness to undertake his or her duties. The tests are arranged by the employer and the cost is borne by them. There are doubts about this when the employee changes job position. At that point, human resources officers often wonder whether, in such a situation, the employee should be issued with a new certificate confirming his or her ability to perform the tasks of the new job. 

As of June 1, 2022, there was a change in the medical operator, i.e. the company that schedules and organizes medical services for the Insureds on behalf of TU Zdrowie. UNIMEDI, which - just like TU Zdrowie - belongs to the NEUCA Group, will be the new medical operator.

TU Zdrowie would like to remind you that if you wish to book an appointment via the Contact Center, the only correct phone number is 58 888 2 999.

After the Covid-19 outbreak status and epidemic threat status are lifted, employers will be required to send employees for periodic check-ups if they have exercised their right to suspend occupational health referrals in the pandemic. Employees will be required to complete periodic check-ups no later than 180 days after the outbreak status and epidemic threat status is lifted.

TU Zdrowie increases the reimbursement amounts for medical services provided outside of its network of cooperating facilities. Due to this change, inflation and health care market increases will be felt by the TU Zdrowie insureds to a much lesser extent compared to others. They will thus enjoy much higher reimbursement limits for consultations, diagnostic tests or dental care appointments at any medical facility across the country..

The Ukrainian nationals insured with TU Zdrowie are offered unlimited and cost-free psychological phone consultations. For them, we have activated a dedicated phone number for making appointments with psychologists, available in the Ukrainian, Polish and English languages.

The coronavirus pandemic has accelerated the digitization of insurance companies and reshaped the way they interact with customers. In the era of relentless digitalization, bots increasingly support physical employees in their daily tasks. TU Zdrowie, supported by Asseco, has opted for such an upgrade. IGA, the new Intelligent Voice Assistant, will provide the customer with quick answers to questions about their insurance, accept orders for medical services to be rendered, or forward the customer to the appropriate consultant, thus significantly accelerating the customer service process.

A nationwide cardiological testing campaign has been launched to check the Poles’ heart condition. In the cardiobus of the NEUCA Foundation for Health, that will visit 30 cities and towns all over Poland from the beginning of December until the end of January, everyone can undergo an ECG check-up, as well as have their blood pressure and BMI measured. TU Zdrowie has joined the action promoting cardiological tests. 

HeyCzeker is a new free tool that has been added to the TU Zdrowie Insured Panel. The tool will allow the insured to make a preliminary assessment of their health status and will recommend which specialist they should consult. Then the insured can schedule a stationary visit or e-visit under the TU Zdrowie health insurance.

By joining the NEUCA Group, TU Zdrowie grants its customers access to the Apteline.pl booking service via the Insured Panel. This makes it easier to order medicines recommended by doctors. Reservations made on Apteline.pl are eligible for pick-up at the pharmacy of your choice.

The CSO data reveals that spending on private healthcare is growing year on year. In 2020 only, Poles spent PLN 44.2 billion on private treatment, which is PLN 2.5 billion more than a year earlier. Many factors add to the problems with access to public healthcare - from public system underfunding, through lengthening queues as a result of the pandemic, to the shortage of medical staff and the migration of doctors from smaller towns to large urban centers. 

The consent of the Polish Financial Supervision Authority was the last prerequisite for the NEUCA Group to close the transaction of acquisition of the majority stake in Pomerania Investments, the sole shareholder of Towarzystwo Ubezpieczeń Zdrowie S.A.

TU Zdrowie joins the action “Move for Health” of the NEUCA Foundation for Health and supports the jubilee edition of the Walkathon.

TU Zdrowie closes the first half of 2021 with a net profit of over PLN 3 million and earned premiums of PLN 44 million. These are significant increases compared to the previous year. The insurer is successively expanding the product portfolio with new health programs for the insured, as well as modifies the Policyholder Panel to completely replace the paper document workflow.

The insured at TU Zdrowie who require orthopedic treatment as a result of bone and joint injuries can benefit from the My Orthopedist program. It includes a package of medical consultations and treatments, laboratory and imaging tests, as well as outpatient rehabilitation. 

TU Zdrowie joins in the promotion of the "Take A Deep Breath" program to raise public awareness of chronic obstructive pulmonary disease (COPD). The disease most often affects active and passive smokers, residents of areas particularly polluted by smog, and employees of companies facing harmful working conditions. The project is run by the John Paul II Specialized Hospital in Krakow, the NEUCA Foundation for Health, and the Krakow Smog Alarm Association.

Foresters are the group most exposed to borreliosis. Almost every day, when they go to work, they risk contact with infected ticks. It is the most frequent occupational infectious disease registered in Poland. According to the Central Register of Occupational Diseases, in the last 5 years, it accounted for more than 95% of all occupational diseases registered in the agriculture, forestry, hunting and fishing sectors. [1]

Although most people recover from a SARS CoV-2 infection within a few weeks after becoming ill, some continue to struggle with complications for many months and require ongoing consultations with specialists. TU Zdrowie has launched the “Recovering from COVID-19” program, which guarantees recovering patients access to specialists, diagnosis of distressing symptoms and rehabilitation.

On May 21, 2021, the President of the Office of Competition and Consumer Protection issued a consent for the acquisition of control by NEUCA S.A. over Pomerania Investments S.A., the sole shareholder of Towarzystwo Ubezpieczeń Zdrowie S.A. with its registered office in Gdynia.

Process digitization translates into time and paper savings. With e-Declarations, it is now much faster and simpler to enroll in TU Zdrowie insurance. Corporate HR departments will appreciate it!

Despite successive waves of the pandemic, the Insured with TU Zdrowie continue to benefit from all medical services offered. Thanks to contractually guaranteed access to physicians and specialist examinations, TU Zdrowie customers will not have to face the health debt incurred by those patients who resign from direct consultations with physicians or whose appointments and examinations are postponed to subsequent months.

Towarzystwo Ubezpieczeń Zdrowie has extended its Health Programme product offering. My Dietitian programme is to support the process of treating type 2 diabetes, gout, high blood pressure and osteoporosis. 

TU Zdrowie and the NEUCA Group have concluded an agreement as a result of which TU Zdrowie gains a strong partner and capital for further development, whereas NEUCA strengthens its position in the Polish healthcare market. The Neuca Group investment gives TU Zdrowie a possibility to significantly increase its share in the market of health insurance and enhance product offerings. 

TU ZDROWIE brand has been awarded a title ZDROWA MARKA ROKU 2020 (Health Brand of the Year 2020), which is a recognition for the effort to maintain highest quality of products and services offered by the company. The award is granted to entities that are constantly striving to improve their standards and introduce innovative solutions for their most demanding Clients.

Już od października 2020 r. wszyscy ubezpieczeni w TU ZDROWIE mogą korzystać z nowej bezpłatnej aplikacji mobilnej TU Zdrowie. To rozwiązanie, które umożliwia zarządzanie swoim zdrowiem i ubezpieczeniem z jednego miejsca z poziomu smartfona lub tabletu.

Już od października 2020 r. wszyscy ubezpieczeni w TU ZDROWIE mogą korzystać z nowej bezpłatnej aplikacji mobilnej TU Zdrowie. To rozwiązanie, które umożliwia zarządzanie swoim zdrowiem i ubezpieczeniem z jednego miejsca z poziomu smartfona lub tabletu.

Ubezpieczeni w TU ZDROWIE mają dostęp do 28 specjalizacji lekarskich w ramach telemedycyny. Na zdalne konsultacje mogą umawiać się całodobowo za pośrednictwem Panelu Ubezpieczonego na tuzdrowie.pl.