Outpatient insurance plans
Health Policy Basic
Primary medical care, 13 specialist practitioners, 120 types of laboratory tests, 65 types of imaging diagnostic examination, 5 types of functional examinations, 2 types of vaccinations, Prophylaxis once a year
Cashless access to the network of TU ZDROWIE partnership medical facilities throughout Poland and possibility to obtain medical services in any medical facility in Poland and with any practitioner on a cost return basis (reimbursement).
monthly from 49 zł
Health Policy Comfort
Primary medical care, 24 specialist practitioners, 142 types of laboratory tests, 74 types of imaging diagnostic examinations, 5 types of functional examinations, 2 types of vaccinations, Prophylaxis once a year
Cashless access to the network of TU ZDROWIE partnership medical facilities throughout Poland and possibility to obtain medical services in any medical facility in Poland and with any practitioner on a cost return basis (reimbursement).
monthly from 73 zł
Health Policy Premium
Primary medical care, 32 specialist practitioners, 152 types of laboratory tests, 121 types of imaging diagnostic examinations, 11 types of functional examinations, 4 types of vaccinations, Prophylaxis once a year, House calls
Cashless access to the network of TU ZDROWIE partnership medical facilities throughout Poland and possibility to obtain medical services in any medical facility in Poland and with any practitioner on a cost return basis (reimbursement).
monthly from 100 zł
Prestige
Primary medical care, 36 specialist practitioners, 233 types of laboratory tests, 222 types of imaging diagnostic examinations, 11 types of functional examinations, 8 types of vaccinations, prophylaxis once a year, house calls, medical consultations with professors, rehabilitation, elective surgeries.
monthly from 211 zł
Telereimbursable Policy Comfort
Primary medical care, 24 specialist practitioners, 142 types of laboratory tests, 74 types of imaging diagnostic examinations, 5 types of functional examinations, 2 types of vaccinations, Prophylaxis once a year
Access to online medical consultations via the Insured Person’s Platform and possibility to obtain medical services in every medical facility in Poland and with every medical practitioner on a cost return basis (reimbursement).
monthly from 43 zł
Telereimbursable Policy Premium
Primary medical care, 32 specialist practitioners, 152 types of laboratory tests, 121 types of imaging diagnostic examinations, 11 types of functional examinations, 4 types of vaccinations, Prophylaxis once a year, House calls
Access to online medical consultations via the Insured Person’s Platform and possibility to obtain medical services in every medical facility in Poland and with every medical practitioner on a cost return basis (reimbursement).
monthly from 73 zł
Hospital insurance plans
Hospital LUX for Health
Planned surgical procedures – comprehensive coverage
The hospital care is arranged by a medical consultant and the cost of the hospital treatment is covered. An open list of medical facilities.
Monthly from 125 zł
Hospital 1 for Health
Planned surgical procedures – basic coverage
The hospital care is arranged by a medical consultant and the cost of the hospital treatment is covered. An open list of medical facilities.
Monthly from 30 zł
Health Policy Prestige + Reha 3 + Hospital Lux
Primary medical care, 36 specialist practitioners, 233 types of laboratory tests, 222 types of imaging diagnostic examinations, 11 types of functional examinations, 8 types of vaccinations, Prophylaxis once a year, House calls, Consultations with professors, Rehabilitation, Planned surgical procedures.
Cashless access to the network of TU ZDROWIE partnership medical facilities throughout Poland and possibility to obtain medical services in any medical facility in Poland and with any practitioner on a cost return basis (reimbursement).
Monthly from 275 zł
Profits for You
The largest network of medical facilities
- The largest network of medical facilities on the market
- Cashless access to more than 3300 medical facilities throughout Poland
- Ability to avail medical services in every medical facility and with every medical practitioner on the reimbursement basis.
- Freedom of choice in regards to medical facility and practitioner
- Online appointment booking and e-reimbursement available to every Insured Person
Highest standards
Guarantee of shortest service performance time:
- Up to 1 day - paediatricians, internists, GPs
- Up to 3 days - practitioners specialists (up to 5-7 days for few rare specialisations)
or 100% reimbursement of cost incurred for a consultation in a freely chosen medical facility with any practitioner of a given specialisation, should meeting the standards by the 24h Helpline be impossible.
All medical consultations, paediatric specialists included, are available without a referral.
The 24h Helpline arranges appointments within the network of partner medical facilities.
Methods of providing medical services
Directly in a medical facility - cashless.
Applies to branches marked with in the list of branches: ![]()
1. Contact the selected medical facility directly.
2. Arrange a service.
3. Come to the facility early enough.
4. In the registration, give your name and PESEL number and show your identity card.
5. The registrant will enter the name of the medical service into the TU HEALTH system and confirm.
6. An SMS with an authorization code will come to your phone - give this code to the person in the registration.
7. If you don't have your phone with you, ask the person at the registration to print and sign the paper "Receipt of Benefit".
IMPORTANT! Our Contact Center (CC) doesn't call these facilities.
You can arrange a remote consultation round the clock, full, through the Insured Panel. Teleconsultation selection panel in the form of telephone, chat or video in Polish, English and Russian. All you have to do is click on the "E-VISITS" tab at the top of the page and register your account.
You can also call our Contact Center 58 888 2 999.
How to use the service?
1. Log in to the Insured Panel (you must activate your account before logging in for the first time)
2. Go to the "NEW VISIT" tab
3. Enter consultation preferences
4. Choose a convenient date and place for consulting and click "Arrange a visit"
Contact Center (CC) TU Zdrowie działa 24 godziny przez 7 dni w tygodniu – zapewniając Ubezpieczonym możliwość umawiania usług w placówkach medycznych w całej Polsce
Services arranged via Contact Center are always carried out in a non-cash way.
How to use the services?
- Contact the Contact Center (CC) by calling the number 58 888 2 999
- Choose the subject matter of your call
- Provide your first name, surname, PESEL for the CC consultant to be able to verify the scope of your insurance
- Inform on the types of services you want to use (you may give your preferences as to which location and date would be most suitable for you)
Having checked the availability, the consultant will call you back and inform you on the possibility to provide service, indicating the location and date of the service or will send information via a text message.
A refund as a refund of costs incurred makes it possible to use medical services in various medical facilities in Poland.
In facilities and surgeries that are not included in the TU ZDROWIE medical network, you can use services on a reimbursement basis, i.e. reimbursement of expenses incurred for the service.
This gives you the opportunity to choose your treatment site completely freely.
1. Make an appointment directly at your chosen outlet
2. Pay for the service at the facility
3. Ask for a named bill or invoice
4. Fill in the application for payment of cash benefit - paper or electronic in the Insured's Panel
5. Send your application to TU ZDROWIE
TU ZDROWIE within 30 days from the date of receipt of the set of documents will pay the amount of benefit granted to the bank account number indicated in the application.
Remember that the monetary benefit granted (reimbursement) is limited by the Upper Limit of Liability (GGO - upper limit) and is paid for the specific medical service covered.
Warning! The invoice / bill must be issued to the Insured (in the case of a child to a legal guardian) and include the following information:
- name of the medical service
- the number of services rendered of a given type
- medical service date
- cost / price of the medical service provided
If the service concerns an insured child, please provide the child's name in the application description.
Warning! Make sure that your insurance offers the possibility of using services on a reimbursement basis - reimbursement of the costs of medical services paid to the Upper Limit of Liability (GGO).
After you fill in and send the electronic form, our consultant will contact you with a proposed date and location of the service performance.
Link link to the form: https://placowki.tuzdrowie.pl/zgloszenie
Download the mobile app and use it freely whenever you need it.
Learn about the insurance
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Persons under the age of 70 and members of their families.
Children under the age of 7 can be insured on the condition that one of the parents or guardians in insured.
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The insurance cover begins on the first day of each month.
For the cover to start on the first day of the following month, you need to send an application form by the 20th of the preceding month and pay the first instalment of the premium by the end of the month.
The insurance is concluded for a period of 12 months. -
Every insured person may choose the most convenient way for them to use the medical services, i.e:
- Making appointments via the 24h Helpline
- Making appointments directly in medical facilities
- Requesting appointments via TU ZDROWIE website
- Online appointment booking in the Insured Person’s Platform (directly in doctor’s schedule)
- Reimbursement (cost return), e-reimbursement included
The insured with TU ZDROWIE can benefit from the largest network of medical facilities in Poland. -
Depending on the variant, the insurance covers:
- unlimited consultations with primary care practitioners (internist, paediatrician, GP)
- unlimited consultations with specialist practitioners available without referrals, paediatric specialists and professors including
- unlimited outpatient procedures performed during doctor consultations
- unlimited laboratory tests
- unlimited diagnostic examinations (imaging, functional, etc.)
- unlimited outpatient procedures
- house calls made by doctors and nurses
- rehabilitation
- planned hospital procedures
Załóż nowe konto w Panelu Ubezpieczonego i korzystaj swobodnie ze wszystkich jego funkcji.
Jeśli nie korzystałeś jeszcze z E-wizyt i nie zakładałeś jeszcze konta w Panelu Ubezpieczonego, pamiętaj, by założyć nowe konto.